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Minimum Salary Salary Transfer Islamic Financce Cash Back Annual Fee Rate
More about ADIB-Spice Card for Expats

ADIB
Spice Card for Expats
Minimum Salary: AED 5000 AED 5000 Salary Transfer: No No Islamic Finance: Yes Yes Cash Back: Yes Yes Annual Fee: 199 199 Flat Rate: 3.09% 3.09%
More about ADIB-Spice Card for Expats ADIB - Spice Card for Expats Minimum Salary Salary Transfer No 5000 Islamic Finance Cash Back Yes Yes Annual Fee Flat Rate 3.09% 199

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Representative Example


**This is for demonstrative only**



If you spend AED 1,200 at a purchase, the profit rate of 18.9% (variable) your representative APR will be 18.9% (variable).



Representative Example


**This is for demonstrative only**



If you spend AED 1,200 at a purchase, the profit rate of 18.9% (variable) your representative APR will be 18.9% (variable).



Apply Now

Fill in your details below and a credit card advisor will call you back with more details.





 

Great For


  1. Up to 25% dining discounts
  2. Get cashback of up to 9% on your spends
  3. Cash Withdraw of up to 100% of your Finance limit

Be Aware


  1. High minimum salary requirement
  2. There is an annual fee on this card

Main Benefits


  1. Get up to 9% cashback on your spends
  2. Convert your jewelry purchases into easy monthly installments of up to 6 months at 0% profit rate at participating outlets
  3. Avail Priceless Arabia offers from MasterCard.

Overview of features


  1. This is an Islamic Card.
  2. For salary transfer customers, the minimum salary requirement is AED 5,000 per month. This is subject to the bank's approval. Terms & conditions apply.
  3. Free grace period up to 55 days to repay your outstanding balance. Profit rate is 3.09% per month.
  4. The foreign currency rate applicable on overseas transactions is 3.1%
  5. The annual fee applicable on this card is AED 199.
  6. Earn 1 reward point for every 1 AED spend on your card domestically, and earn 2 reward points on every 1 AED spent internationally.Points can be redeemed towards airline tickets, shopping mall vouchers and more
  7. ADIB Reward Points can be redeemed for airline tickets.
  8. A Balance transfer fee of up to 3% or AED 200 will apply;No profit upto 12 months. T&Cs applies
  9. Get up to 9% cashback on all restaurant spends, 7% cashback on supermarket and grocery spends, 4% cashback on fuel and 1% cashback on all utility payments. Minimum monthly spend of AED 3,000 (in the statement cycle) is required to avail cashback. Maximum cashback of AED 50 on utility payments, AED 200 on restaurant spends, AED 50 on fuel and AED 100 on grocery spends can be earned.


* This product is subject to eligibility conditions and may not be available for all applicants. Eligibility conditions are set by the service provider and may be subject to change.