More Details on Credit Card

Great For

1. Earn miles on local and international spend
2. Low minimum salary is required

Be Aware

1. Foreign exchange fee applicable when you spend overseas

Main Benefits

1. Installment plans for upto 12 months with various merchants covering travel, electronics, jewelry etc.
2. Special discounts for Marhaba and Golden Class services at Dubai and Abu Dhabi airports
3. Dining and shopping discounts
4. Credit shield insurance coverage against loss of job
5. 50% movie cashback as UNB miles
6. Interest-free grace period of up to 50 days

Overview of features

1. You require a minimum salary of AED 5,000 per month to be eligible for this card
2. There is an interest rate starting from 3.19%
3. The foreign currency rate applicable on overseas transactions is 2.99%
4. There is no annual fee on this card
5. With UNB Rewards Programme you will get 1 UNB Reward Point for 1.5 AED of spend on your card
6. UNB Miles offer redemption on airlines, hotels, car rentals, shopping and more.
7. No cashback is rewarded for this card
8. Balance transfer rate is 0.69% with tenor periods up to 36 months for expatriates and 48 months for UAE Nationals

* This product is subject to eligibility conditions and may not be available for all applicants. Eligibility conditions are set by the service provider and may be subject to change.