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Minimum Salary Salary Transfer Islamic Financce Cash Back Annual Fee Rate
More about Najm-Platinum Cashback Credit Card

Najm
Platinum Cashback Credit Card
Minimum Salary: AED 7000 AED 7000 Salary Transfer: No No Islamic Finance: No No Cash Back: Yes Yes Annual Fee: 0 0 Flat Rate: 3.25% 3.25%
More about Najm-Platinum Cashback Credit Card Najm - Platinum Cashback Credit Card Minimum Salary Salary Transfer No 7000 Islamic Finance Cash Back Yes No Annual Fee Flat Rate 3.25% 0

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Representative Example


**This is for demonstrative only**



If you spend AED 1,200 at a purchase, the profit rate of 18.9% (variable) your representative APR will be 18.9% (variable).



Representative Example


**This is for demonstrative only**



If you spend AED 1,200 at a purchase, the profit rate of 18.9% (variable) your representative APR will be 18.9% (variable).



Apply Now

Fill in your details below and a credit card advisor will call you back with more details.





 

Great For


  1. No annual fees on this card
  2. Balance transfer facility
  3. Cashback rewards up to 3%

Be Aware


  1. Foreign exchange fees applicable

Main Benefits


  1. When you apply for the credit card, get 10% cashback for spends at Carrefour and 5% cashback for spends done anywhere else, in the first 60 days of card approval. Maximum value of cashback you can earn is AED 300
  2. After that get up to 3% cashback on Carrefour purchases and 1% cashback on other purchases
  3. Use your credit card at dedicated cash counters at Carrefour Hypermarkets
  4. Buy one-get-one free movie tickets at UAE VOX Cinemas is applicable
  5. Utility bill payment facility
  6. With the Loan on Phone facility, get the option to transfer up to 70% of your card limit to your bank account
  7. 0% Easy Payment Plans for 3, 6, 9, or 12 months.

Overview of features


  1. You require a minimum salary of AED 7,000 per month to be eligible for this card.
  2. Up to 55 days of interest free period and minimum payment of 5% or 100 AED which ever is higher. The rate varies between 3.25% to 3.79%.
  3. The foreign currency rate applicable on overseas transactions is 3%
  4. The annual fee applicable on this card is AED 0
  5. When you apply for the credit card, get 10% cashback for spends at Carrefour and 5% cashback for spends done anywhere else, in the first 60 days of card approval. Maximum value of cashback you can earn is AED 300. After that for every AED 1 spent in Carrefour earn 3% cashback and for every AED 1 spent everywhere else earn 1% cashback.
  6. No miles rewards program on this card
  7. Transfer your balances to Najm Platinum Cashback Credit Card and get preferential rates for 6, 9 or 12 months
  8. For every AED 1 spent in Carrefour earn 1.5% cashback and for every AED 1 spent everywhere else earn 0.5% cashback. Double your Cashback by using your Najm card at Carrefour every Tuesday. Maximum redemption a month is AED 200 in Carrefour voucher.


* This product is subject to eligibility conditions and may not be available for all applicants. Eligibility conditions are set by the service provider and may be subject to change.