More Details on Credit Card

Great For

1. Travel card: Easy, instant and partial redemption of rewards on the dedicated portal for the full or partial cost of travel bookings
2. Flexibility to travel with no blackout dates
3. Freedom to choose from 550+ airlines around the world including low cost airlines

Be Aware

1. Foreign exchange fee applicable when you spend overseas
2. There is an annual fee applicable on this card

Main Benefits

1. Earn 3 Voyager Rewards for every AED 1 spent internationally or on Voyager portal, and earn 2 Voyager Rewards for every AED 1 spent locally
2. Redeem Voyager Rewards for any of the 550+ airline partners, 175,000 hotels, premium car hire services, holiday packages or lifestyle rewards
3. Freedom to choose from 550+ airlines around the world including low cost airlines
4. Easy, instant and partial redemption of rewards on the dedicated portal for the full or partial cost of travel bookings
5. Flexibility to travel with no blackout dates
6. Up to 9% discount on 175,000 Expedia hotel network via dedicated self-booking portal
7. Complimentary unlimited airport lounge access across 850+ lounges worldwide
8. Complimentary multi-travel insurance of up to USD 500,000
9. Buy 1 Get 1 Free movie tickets and popcorn at VOX Cinemas
10. Complimentary concierge service
11. Complimentary purchase protection, extended warranty and global assistance
12. Special offers and discounts of up to 30% at over 450 partner merchants
13. Up to 12 months 0% EPP at Voyager portal and selected merchant

Overview of features

1. You require a minimum salary of AED 12,000 per month to be eligible for this card.
2. Up to 55 days of interest free period and minimum payment of 5% or 100 AED which ever is higher. The rate varies between 3.25% to 3.79%.
3. The foreign currency rate applicable on overseas transactions is 3%.
4. The annual fee applicable on this card is AED 523.95
5. Earn 3 Voyager Rewards for international spends or spends on www.najmvoyager.com and 2 Voyager Rewards for domestic spends.Redeem your rewards in any of the 550+ airline partners, 175,000 hotels and lifestyle experience packages.
6. Earn 3 Voyager Rewards for international spends and 2 Voyager Rewards for domestic spends. Book your travel with any preferred airline or travel partner and instantly redeem on najm.ae/voyager for full or partial cost of purchase
7. There is no cash back on this card
8. Transfer your balances to Voyager Signature Credit Card and get preferential rates for 6, 9 or 12 months

* This product is subject to eligibility conditions and may not be available for all applicants. Eligibility conditions are set by the service provider and may be subject to change.