More Details on Credit Card

Great For

1. 4% value back as UNBmiles
2. 0% Interest Instalment plans

Be Aware

1. Foreign exchange fee applicable when you spend overseas

Main Benefits

1. Exclusive ongoing discounts and offers at Joyalukkas jewelry, Eros Electricals, Musafir.com
2. 10% discount at Musafir.com on flight tickets and hotel bookings (maximum AED 2,000)
3. 1% off on any Jewelry purchase including gold at Joyalukkas
4. Upto 7% discount at EROS electronics
5. Complimentary unlimited airport lounge access at select lounges in Middle East for basic and supplementary card members
6. 50% valueback in the form of UNBmiles on cinema spend across the UAE
7. 20% discounts on Careem rides twice a month & free 1st ride
8. Up to 40% off at 250+ dining, shopping & entertainment partners
9. 0% interest installment plan for up to 6 months on spend at 30+ partner outlets
10. Hundreds of buy 1 get 1 offers across hotels, dining, spas, leisure and entertainment in Middle East & Africa with "Buy 1 Get 1" app from MasterCard

Overview of features

1. You require a minimum salary of AED 8,000 per month to be eligible for this card
2. There is an interest rate starting from 3.19%
3. There is no annual fee on this card
4. UNB Miles can be redeemed on tickets and hotels directly on UNBmiles portal, in addition to car rentals, shopping and more
5. 4% value back in the form of UNBmiles on spending at Joyalukkas Jewelers, Eros Electronics, Musafir.com, and 1% value back in the form of UNBmiles on all other retail spends
6. Balance transfer rate is 0.69% with tenor periods up to 36 months for expatriates and 48 months for UAE Nationals

* This product is subject to eligibility conditions and may not be available for all applicants. Eligibility conditions are set by the service provider and may be subject to change.